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NO ONLINE SALE DELIVERIES AS WE ARE NOT DEEMED AN ESSENTIAL SERVICE. THIS WEBSITE IS RUNNING IN TEST PHASE.
NO ONLINE SALE DELIVERIES AS WE ARE NOT DEEMED AN ESSENTIAL SERVICE. THIS WEBSITE IS RUNNING IN TEST PHASE.

Finance Options

PartPay

How does PartPay work?

It's easy. You shop online as usual then select PartPay at checkout. The first time you use PartPay, you will need to provide details (name, date of birth, address and driver licence number) so they can do a quick automatic identification and credit assessment. The PartPay system does this instantaneously and if it's all approved, you agree the instalment plan and we take the first instalment. You also need to be over 18 and be buying something in New Zealand dollars from a New Zealand retailer. You get your goods as usual and we pay the retailer straight away, so everyone's happy.

Do you really mean no interest and no fees?

Yes, but if you miss an installment PartPay do charge a default fee. The default fee is $8 and a further $8 for every week the payment is outstanding.

Can I make an early repayment?

Sure. Just log on to your PartPay customer account and follow the instructions. If you have any trouble, please email PartPay at support@partpay.co.nz

Why wasn't I accepted? I'm totally good for it!

We're sorry the PartPay system assesses a number of different factors and includes inputs from third parties such as identity verification and credit assessment providers. Unfortunately, we can't provide any detail as to why you might have been turned down this time, but it might be worth trying again later. You can still always use another payment method. If you think this was a mistake, please contact PartPay at support@partpay.co.nz

What limit can I buy up to?

PartPay is available on all iRIDE orders between $50 - $1000. The PartPay platform will assess total credit limit based on many factors for an individual and inputs from third party data sources. The individual limit does increase over time assuming all instalments are paid on time, the maximum credit limit is $1,250.

How do the default fees work?

If PartPay can't take an instalment payment, then the next day an $8 default fee is added to your account. PartPay also apply a further $8 for every week the instalment is unpaid.

Will you remind me about my instalments?

Yes, PartPay will drop you a text and email you the day before they take the instalment payment, but it is still down to you to ensure there are sufficient funds to take each instalment payment.

Sorry I was late for one of my instalment payments, how do I fix it?

No problem. Please log on to your PartPay account via their website and follow the instructions to make a payment. If you are having any trouble please email PartPay at support@partpay.co.nz

I've seriously got a good excuse for my late payment, can we talk about that default fee?

Sure, get in touch by emailing PartPay at support@partpay.co.nz

How do returns work?

Returns of product are still allowed within the standard iRIDE 30 day returns policy. All orders must be returned to store. iRIDE customer service will be able to help you with any refunds or exchange requests.

Why can't I see any refund in my bank account yet?

This can take a little time depending on the different banks. If it's been over 5 working days since you received email confirmation of the refund then please email us on support@partpay.co.nz

How do I update my details?

Please log on to your account via the PartPay website and follow the instructions. Click here to Login to your PartPay Customer Account.

Are my details safe?

Yes. Both the iRIDE Ltd and the PartPay websites is SSL secure and we do not store your full debit card details. All payments are handled by Payment Express, a secure PCI compliant New Zealand based payment gateway.

Finance Now

Apply for finance

We've teamed up with Finance Now to help you get the things you want, when you need them and spread your payments over a term that suits you. Already trusted by more than 250,000 Kiwis, Finance Now is 100% locally owned, and proud to help people like you every day.

Why choose us?

  • Kiwi owned, Kiwi operated
  • Apply in store - it's easy and takes a few minutes
  • View and manage your account online anytime, from anywhere

We're happy to help

Get in touch with the friendly, New Zealand based customer service team at Finance Now on 0800 40 50 70 or email us at customer@financenow.co.nz.

Weekly Payment Guide

12 Months Interest Free*

Includes a $55.00 booking fee and a $1.80 monthly service fee, which is applicable to all agreements. Based on 36 month term (interest applies after 12 months)

Loan Amount

Weekly Payment

Loan Amount

Weekly Payment

$500

$4.72

$2,049

$16.30

$549

$5.09

$2,549

$20.04

$649

$5.84

$3,049

$23.77

$749

$6.58

$3,549

$27.51

$849

$7.33

$4,049

$31.24

$949

$8.08

$4,549

$34.98

$1,049

$8.83

$5,049

$38.72

$1,549

$12.56

$5,549

$42.45

Other terms, options and quotes available on request.

  • NO DEPOSIT
  • Payments to match your budget
  • Quick and easy approval process
  • Select the term you want

* No deposit, interest free terms are available up to 12 months on all purchases $500 and over. There must be one single item in the purchase to the value of $150 or greater. There are a few items for which finance is not available, these are: Gift Cards, Gift Vouchers and consumables including supplements and food items. If these are included in your purchase, your application might be declined. Other exclusions may apply.

All weekly payments are indicative only for that item and are based on a term of 36 months, with the first 12 months interest free followed by 24 months at an interest rate of 22.3% and include a $1.80 monthly service fee and a $55 establishment fee. Details of finance (including weekly payments, the total amount repayable over the term of the loan, interest rate and any applicable fees) can be confirmed with a detailed quote instore. Full disclosure of all of the terms of your finance will also be provided to you in the finance now disclosure statement for your consideration prior to confirmation of your purchase. All finance Is subject to Marble Finance terms and conditions and approval criteria.

Finance Terms and Conditions

Interest free offers

Our 12 Months interest free offer excludes clearance products, electronics, consumables, gift cards, rental and workshop services. Subject to the standard credit criteria of Finance Now. There must be at least one item worth more than $150 in your order. All weekly payments are indicative only for that item and are based on a term of 36 months, with the first 12 months interest free followed by 24 months at an interest rate of 22.3% and include a $1.80 monthly service fee and a $55 establishment fee. Details of finance (including weekly payments, the total amount repayable over the term of the loan, interest rate and any applicable fees) can be confirmed with a detailed quote in store. Full disclosure of all of the terms of your finance will also be provided to you in the Finance Now disclosure statement for your consideration prior to confirmation of your purchase.

All finance is subject to Finance Now terms and conditions and approval criteria.

In addition to our 12 months interest free offer, the interest free term may be increased to 24, 36, 48 or 60 months for purchases $499 and over. Extended interest free terms are available during stated promotional periods only. Normal Credit and lending criteria and fees apply. Finance Now terms and conditions apply, offer available during promotion period. Excludes electronics, consumables, gift cards, rental and workshop services.

Deferred interest free offers

No Repayments for 6 months, and up to 48 months to pay - Deferred Interest Free followed by Interest Bearing. From no deposit terms are available subject to Finance Now's standard credit criteria, on purchases over $499. A $55 booking fee and a $1.80 monthly service fee is applicable to all agreements and repayment terms are from 6 months up to 48 months. Payments are monthly and commence one month from the end of the deferral period. Interest of 22.3%pa is accrued on the outstanding balance from the commencement of the interest bearing term of the contract. Optional Payment Protection Insurance (PPI) may apply. Full disclosure of all of the terms of your finance will also be provided to you in the Finance Now disclosure statement for your consideration prior to confirmation of your purchase.